Equipment leases are one of the most preferred finance options for US businesses today. Leasing offers a variety of direct advantages to businesses looking to strategically manage cash, reduce tax liability and achieve flexibility in their capital equipment acquisition cycles.
Lease Benefits:
100% Financing
Reduction of tax liability via operating leases
Enhanced cash flow forecasting
Eliminating equipment ownership risk
Equipment Finance Agreements
You may prefer to retain ownership of your assets during the lifecycle of the transaction. In this scenario, the preferred option would be an Equipment Finance Agreement (EFA). This structure is very similar to a term loan with some distinct advantages.
EFA Benefits:
100% Financing
No blanket liens – EFAs are collateral specific
Fixed Rate Financing – EFA rates are fixed for the full term
No Covenants – Unlike bank loans, EFAs have no covenants
SALE-LEASEBACK PROGRAM
Regents Capital’s Sale-Leaseback Program offers a 100% reimbursement for equipment purchases made within the past 12 months. Many companies use a sale-lease program to help improve their cash position and balance their expenses.
Benefits of an Equipment Sale-Leaseback:
100% reimbursement (for equipment purchases made within past 12 months)
No other collateral – this form of financing is secured by the equipment itself
Improved cash flow – use capital for operating expenses or expansion projects
Regents Capital Corporation is prepared to finance equipment for US Based companies in all types of industries. We are flexible to most collateral types, including 100% software financing.
We are credit and risk based. We have some of the most competitive rates in the industry. We will work to make sure you are receiving the best structure available for your needs.